We know that running a Community Association or HOA is hard, and that’s why we’ve created products and services designed to make the lives of board members and property managers easier, while providing great service to residents.
What We Provide
Our lockbox services, in conjunction with Accounting Integrators’ software application, can assist in the accuracy of reporting and retrieving data for Homeowners. Each Management Company is provided with their own lock box address for all their association payments. Payments are processed and deposited into the association accounts the same day they are received at the lockbox so that you can see your payments in record time.
Now you can make deposits without taking a trip to the bank. No traffic, no more standing in line and your cutoff time is extended until 2:30 PM Eastern Standard Time. FCB uses state of the art scanners and technology to provide the most integration with your software.
Our Customer Service Group, First Call, can assist you in all your banking needs. We have banking professionals that can work to solve your issues on your first call. We assist customers all over the nation and understand the importance of talking to a real live person every time you call.
How does FREE sound? At First Century Bank, we’ve created accounts that are free of charge so that your association’s money can be better spent elsewhere.
- FREE Community Association Checking Account.
- Community Association Money Market Account with No Monthly Minimum Balance Requirement and No Monthly Maintenance Fees.
- No lockbox fees.
- No remote deposit fees.
- Homeowners can pay online using electronic check (echeck) or a credit card.
Deposit Accounts
- Unlimited check writing
- No minimum deposit amount to open
- No monthly maintenance fee
- No minimum balance requirements
- Checking Account Disclosure (click here to view)
* Data listed is for informational purposes only and subject to change. Ask a FCB representative or login to online banking for current rate or account information.
- No minimum deposit amount to open
- No monthly maintenance fee
- No minimum daily balance requirement
- Up to 6 withdrawals per statement cycle per Regulation D money market restrictions. Excessive transaction fees may apply.
- No minimum balance requirement to earn interest.
- Money Market Account Disclosure (click here to view)
* Interest Rates are subject to change at any time and determined at bank discretion. Data listed is for informational purposes only and subject to change. Ask a FCB representative or login to online banking for current rate or account information.
Loan Programs
We understand the inter-workings of the Associations; it allows us to offer financing for several different purposes including:
- Restoration to Common Areas
- Financing of Equipment
- Complete Building Renovations
- Expansion of Existing Building Structures
- Additional Building or Facilities
Accounting Integrators Partnership
We partner with Accounting Integrators – a technical solution offered by CINC Systems – so you can benefit from time-saving technology that seamlessly integrates with FCB! Here are a few core benefits:
- Homeowner-direct payments through easy-to-navigate website
- Payments processed in real time, which you can view and manage on your website or FCB
- Remote deposit capture, including onsite check scanners and integrated check processing
- Extra perks for CINC Systems customers:
- Fully integrated account management – view and manage all bank statements and other transactions in one site
- Board access to financial documents
Click here to download more information about Accounting Integrators and CINC Systems
First Century Bank, N.A. is a full service bank offering a full suite of products and services to handle all of your financial needs including: retail banking, commercial banking, online banking services, mortgages, corporate lending, retirement planning, and investment services. FDIC information can be found in the Help section of this website or at www.fdic.gov. For more information please email contactus@myfcbusa.com or call 1-800-332-8231.