Welcome to FCB’s F.A.Q. We developed this section to help our users with any problems they might have. If you have any suggestions for content on this page, or you have a question that is not covered here, please contact us. To begin solving your problem, choose a link below. Thanks!
Yes! You can see the official logo of the FDIC on our home page. Click here for more information on FCB’s coverage. To find out if all of your money is protected, please visit www.myfdicinsurance.gov. This official FDIC site provides a calculator to help you arrange your funds for maximum coverage. To find out if all of your money is protected, please visit www.myfdicinsurance.gov. This official FDIC site provides a calculator to help you arrange your funds for maximum coverage.
After your FCB checking application has been approved, you will receive FCB’s routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within thirty days.
After your FCB checking application has been approved, you will receive FCB’s routing and transit number and your account number. Simply call 1-800-772-1213, and have your social security number and account information available to set up your direct deposit right over the phone.
Yes! FCB has two ways of serving you by phone. You can reach our automated voice response system at any time by calling 770-536-2331 24 hours a day / 7 days a week / 365 days a year. All you need is a touch-tone phone. You may inquire about your accounts and even make transfers between accounts. By calling 1-800-332-8231 during regular business hours, you can speak with a customer service representative who will be happy to review your account with you and answer your questions.
Yes! FCB offers IRAs in different terms through our branch offices. Call or come by for more information.
As stated on our application, at this time we process applications only from persons residing within the United States with valid US tax identification numbers that can be used to report any interest income earned to the Internal Revenue Service (IRS). If you have questions, contact us, we’d love to hear from you.
Yes! Funds can be transferred to and from FCB accounts by wire transfer. Call our customer service department for details.
You can do most of your banking by using direct deposit or by having another financial institution send us ACH (Automated Clearing House) transactions. FCB also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that’s best for you.
Online Banking Help
FCB updates all customer information nightly. Whether you access our Online Banking, the automated voice response system, or our customer service department, your account information is updated daily to reflect all account activity.
Yes, with Online Banking and automated voice response system, you have access to your account information 24 hours a day, 7 days a week!
After logging into Online Banking, click on Bill Payment, and complete the enrollment form.
You will need to allow the pop-up window for bill payment. If you are not sure how to do this, please contact Customer Service at 1-800-332-8231. We have some written instructions available that may help.
If your questions have not been answered, please contact us at 1-800-332-8231 or email@example.com.
FDIC Insurance Information can be accessed online at http://www.fdic.gov/edie/
First Century Bank, N.A.’s certificate number is 57123. You may also visit the FDIC site and search for us by name: First Century Bank, National Association.
Please contact FCB Customer Service at firstname.lastname@example.org or via phone at 1-800-332-8231 if you have any questions.
Your account information is at least, if not more, secure as it is at your physical brick and mortar bank. We’ve taken every step possible to be sure our system meets the latest security standards, including using the latest security encryption methods and software.
Filling out applications online is no less secure than the Online Banking System. Your entire session, starting when you open an application page, all the way until you are finished submitting your application, is encrypted. Our system supports 128-bit encryption, so you can also use the latest browser from Netscape or Microsoft that support this level. In fact, the highest encryption Netscape and Microsoft browsers support is 128-bit, so you will be using the highest bit encryption currently available if you use a 128-bit encryption capable browser.
Encryption is basically a way to rewrite something in a code, which can then be decoded later with the right key. The encryption we use employs a mathematical process for the key which is made up of a certain number of bits (hence, 128-bit encryption). The higher the number of bits, the better the encryption. While on our Online Banking System, all communication from you to the system, and from the system to you, is encrypted using a maximum of 128 bits. In other words, when you send information to the system, your browser encrypts it using a 128-bit key, then send it to the system. The system then decodes the information you sent it using the key (which is predetermined when your Online Banking session is started) and processes it.
Information stored on our system is also encrypted, using at least 128 bits.